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Healthcare Category

Signed into law in 2010, The Affordable Care Act makes sweeping changes to our health-care system. In general, the legislation mandates that most individuals have minimum health insurance or face a possible tax. And while employers are not required to offer health insurance to their employees, those electing not to offer coverage may face a penalty. How does the health-care reform law affect you? If you have health insurance, can you keep it? If you’re a small business owner, do you have to offer insurance to your employees or face a penalty? How does the law affect seniors and Medicare? These are just some of the topics that our Health-Care Reform Resource Center explores.

  • Nine Tips to Live Beyond 100

    These nine commonalities may lead to a longer, healthier and happier life right where you are. From the Grecian island of Ikaria where people “forget to die” to a sunny Californian community in Loma Linda, people are growing older – in “blue zones” where reaching 100 isn’t that unusual. Together, these groups of centenarians offer […]

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  • Expect the Unexpected: What to Do If You Become Disabled

    Expect the Unexpected: What to Do If You Become Disabled In a recent survey, 46% of retirees said they retired earlier than planned, and not necessarily because they chose to do so. In fact, many said they had to leave the workforce early because of health issues or a disability.¹ Although you may be healthy […]

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  • Shobe Insights: Technology Improving Lives?

    We have released our 3rd Quarter 2017 Shobe Insights Newsletter.This months newsletter looks into the technology of the countless services, applications, and websites that can help you manage the things that are important to you.   You can view it below or click here to view in a new window.

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  • What Happens to My Property If I Die Without a Will?

    What Happens to My Property If I Die Without a Will? If you die without a will, your property will generally pass according to state law (under the rules for intestate succession). When this happens, the state essentially makes a will for you. State laws specify how your property will pass, typically in certain proportions […]

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  • Your Parent’s Financial Future: What You Can Do NOW

    Have a plan before you need a plan, because by the time you need one, it’s too late. Corey Luckett, CFP® The Shobe Financial Group No matter how young or old your parents are, you want to be preparing to help and, perhaps ultimately, handle their financial future. The up-coming need for managing their financial […]

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  • Evaluating Your Medicare Options – Shobe Insights: Q3 2016

    As Told By Edward Shobe, CFP®, CLU®: My wife and I originally had a Medicare Advantage plan, which we purchased after meeting with an insurance consultant. This plan was wonderful until we discovered there was no coverage when I was referred to a doctor outside of my network. We learned that my original plan was not […]

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