It is important that we keep you updated on the current financial markets as well as what is going on in our Shobe family. On this page you will find recent news articles tailoring to the financial economy and announcements that relate to the happenings here at Shobe. Please feel free to look around and contact us with any questions or feedback!
Why Skipping a Generation Can Be a Good Thing
Posted in: Planning
Shobe Insights 3rd Quarter 2018 Why Skipping a Generation Can Be a Good Thing The new tax law, passed in late December, temporarily raised the lifetime exclusion for estate, gift and generation-skipping taxes to just over $11 million per person. The higher exemption, which adjusts for inflation while in effect, sunsets at the end […]
Read this articleMarket Perspectives Q3: Quarterly Recap
Posted in: Investments
Quarterly Recap Major macro factors affecting the economy and financial markets over the next six to twelve months include trade policy, interest rates, earnings growth, Federal Reserve (Fed) policy, and geopolitical uncertainty. The U.S. economy continued to expand at a moderate rate in the first half of 2018, although growth was a bit uneven across […]
Read this articleSocial Security Myths and Misconceptions
Posted in: News Articles
There’s no doubt about it. Filing for Social Security can be daunting. There’s a ton of information – and misinformation – to weed through, as well as the need for some calculations based on several variables. Your benefits depend on your age, how long you’ve worked, what you earned, your marital status and number […]
Read this articleCan I Convert my traditional IRA to a Roth IRA in 2018?
Posted in: News Articles
If you’ve been thinking about converting your traditional IRA to a Roth IRA, this year may be an appropriate time to do so. Because federal income tax rates were reduced by the Tax Cuts and Jobs Act passed in December 2017, converting your IRA may now be “cheaper” than in past years. Anyone can […]
Read this articleMid-Year Planning: Tax Change to Factor In
Posted in: News Articles
The Tax Cuts and Jobs Act, passed in December of last year, fundamentally changes the federal tax landscape for both individuals and businesses. Many of the provisions in the legislation are permanent, others (including most of the tax cuts that apply to individuals) expire at the end of 2025. Here are some of the […]
Read this articleManaging Money When You Marry: Financial Tips for Newlyweds
Posted in: News Articles
Getting married is an exciting time for a couple. However, along with this excitement come many challenges for newlyweds. One such challenge is how to manage your finances together. The key to success is to communicate with your partner and come up with a financial plan that you both agree on, since the financial […]
Read this articleNine to Five, Beyond 65
Posted in: News Articles
The idea of retirement may conjure images of leisurely days spent reading, pursuing hobbies and traveling. Today, however, many retirement age Americans are choosing to, well, not really retire at all. According to a U.S. jobs report, almost 19% of people 65 or older were working at least part time in the second quarter […]
Read this articleNew Realities for the Modern Family
Posted in: News Articles
Shobe Insights 2nd Quarter 2018 New Realities for the Modern Family We’ve gone from “Leave it to Beaver” to “The Brady Bunch” to “Modern Family.” Our favorite TV shows reflect the times we live in. These days, 70% of American families fall into the “nontraditional” category. While nuclear families (mom, dad, 2.2 kids and […]
Read this articleNational 529 Day: What You Need to Know
Posted in: News Articles
College tuition is a big bill to plan for, and even the best savings strategy may leave you struggling to keep pace with the rising cost of higher education. A 529 plan, however, is a different kind of savings plan — one that can not only grow with your child, but helps reduce your […]
Read this articleMarket Perspectives 2nd Quarter
Posted in: Press Releases
Quarterly Recap Major macro factors affecting the economy and financial markets over the next six to twelve months include interest rates, earnings growth, monetary policy, and global economic growth. Economic data for January and February suggest a soft start to the year, but growth is widely expected to remain strong in 2018-19, supported by expansionary […]
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